Gold Loans
Who it's for
Individuals, small business owners, and farmers requiring quick liquidity without complex credit history checks.
Benefits
Maximum Loan-To-Value (LTV) up to 75%
Documents
Identity Proof (Aadhaar / PAN / Voter ID)
Processing Time
15 - 30 Minutes
Women Group Loans
Who it's for
Self-Help Groups (SHGs), joint liability groups, and women looking to start or expand small home businesses.
Benefits
No collateral required
Documents
Group Registration Certificate
Processing Time
3 - 5 Working Days
Vehicle Finance
Who it's for
Salaried professionals, self-employed individuals, and business owners looking to acquire personal or business vehicles.
Benefits
Funding up to 85% of vehicle value
Documents
Identity Proof
Processing Time
24 - 48 Hours
Education Loans
Who it's for
Students seeking higher education with their parents/guardians acting as co-borrowers.
Benefits
Covers tuition fees, hostel, exam fees, and travel
Documents
Student KYC (Aadhaar & PAN)
Processing Time
2 - 3 Working Days
Chit Funds
Who it's for
Salaried individuals, traders, and small business owners looking for a disciplined savings mechanism.
Benefits
Dual benefit of savings and borrowing
Documents
Identity Proof (Aadhaar & PAN)
Processing Time
Same Day Setup
Financial Solutions
Who it's for
SMEs, startup founders, and high-net-worth individuals requiring specialized financial advice and structured funding.
Benefits
Customized loan structures
Documents
Business Registration Certificate (GST/MSME)
Processing Time
3 - 7 Working Days
Personalized Support
Need a Custom Credit Layout?
If your financial needs don't fit into our standard categories, don't worry. Our branch managers have the authority to customize loan tenures, interest payments, or margins for individuals and SMEs.
